The Firm’s Financial Services Group is conversant with industry changes and provides experienced counsel in a variety of areas to all types of financial institutions. The Group’s financial services lawyers have extensive experience in bank mergers and acquisitions, capital infusions, subordinated debt offerings, relations with federal and state regulatory authorities, compliance with applicable Federal and State regulations (i.e., direct investment, change in control, classification of assets, loans to one borrower, and securities), single family lending programs, secured and unsecured lending programs, debt restructuring, and general corporation and securities matters.
Financial Services clients are also served by firm attorneys on a variety of real estate matters. The Firm has extensive experience in the areas of secured transactions and real estate joint ventures. Also, because the Firm has an excellent staff and an extensive library of documents, the Firm’s attorneys can efficiently and readily prepare real estate loan documentation, recognizing that timeliness is critical in most transactions.
Among some of the financial institutions that have been assisted by the Firm’s San Diego attorneys are Imperial Savings Association, Valley National Bank (of Arizona), Rancho Bernardo Savings Bank, First Pacific National Bank, Heartland Savings & Loan Association, San Marcos National Bank, UNUM Life Insurance Company, Aegon Realty Advisors, MBL Life Assurance Company, Bank One, and First National Bank. If you’re in need of a financial lawyer, please contact Higgs Fletcher & Mack today.